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More than half of all Australians taking out a mortgage are doing so with the help of a mortgage broker.

Help spread the word

We appreciate it if you can now share this information with your family, friends and work colleagues.

To make spreading the word easier we’ve included some simple connections to popular social networks. Use the buttons below to share a link to this page.

Click share, like, tweet – whatever suits you, have your say and keep the conversation going.

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Letter of support

You might like to send a letter such as this to decision makers or post to your social media sites:

I write to express my support for the mortgage broking industry and to urge you to support the sector that has helped me. A mortgage broker who is not aligned with a particular lender is in the unique position of being able to provide a wide range of options across a variety of lenders, work to negotiate better terms and to manage the application process for me.

My mortgage broker does the legwork for me to find a home loan that suits my individual circumstances. Once I have made a decision my mortgage broker takes care of the paperwork, manages the application process and assists me through to settlement.

I am very concerned about the suggestion that mortgage brokers should be remunerated by charging a fee for service. With the current commission model the lender generally pays when a loan is arranged. Why make the customer pay when the lender, who is making significant profit from each home loan, is currently paying? If mortgage brokers start charging a fee I might not be able to afford to use their services and would be forced to go direct to a bank branch or other individual lender. This would destroy competition and limit choice for customers like me, neither of which is in the interests of our community.

If regulatory changes result in an erosion of the broker distribution network the result will be a significant reduction in lender competition, to the detriment of all Australians buying homes. Every mortgage customer would pay for reduced competition throughout the life of their loan.

I ask that you support the sector that supports me.

My Broker, My Choice.
www.mybrokermychoice.com.au